MoneySavingExpert.com’s Credit Club provides you with your TransUnion Credit Report, TransUnion Credit Score, MSE Affordability Score and your MSE Eligibility Rating (how likely you are to actually be accepted for credit). Then, if there are things you can improve, we tell you how.
Once you’ve signed up, you’ll be shown your credit dashboard, which includes:
Your MoneySavingExpert Eligibility Rating. A unique new measure of what really counts… Will you actually be accepted by lenders? This combines your credit and affordability scores with current market conditions to check if your rating is strong enough.
Your TransUnion Credit Report. Your financial CV, a record of all your current credit relationships, it’s important to check it’s accurate
Your TransUnion Credit Score. The traditional credit score, assessing how a typical lender would see you based on what’s in your credit file.
Your MoneySavingExpert Affordability Score. Lenders don’t just check your credit report, they also look at whether you can afford to repay too, so here we analyse your income and expenditure the way lenders do.
Credit cards & loans eligibility calculator. See how likely you are to get the top deals, without having to apply, therefore protecting your credit score.
Your key credit insights. What factors are impacting how you currently look to lenders, and how to make yourself more financially fanciable