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Does my income affect my credit profile?
Does my income affect my credit profile?
Updated over 2 months ago

Well, it won't have a direct impact on your TransUnion Credit Score.

But, it will affect whether you'll be accepted for credit products, as the lender wants to know you can afford to pay them back.

In Credit Club, we give you your MSE Affordability Score, which is partly based on your income (or at least, an estimate of your disposable income) - this will help you see how lenders might regard you if you were to apply for credit.

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