At the moment, we need at least three years of UK address data to match you with your credit record.

However, if you've not lived in the UK for this long, it may not be possible for us to match you with your TransUnion Credit Report. Much will depend on how many addresses you've lived at in the UK. If you've lived at two or more addresses here, and been registered with a bank at both addresses, or you've been on the electoral roll at both, then we've a much better chance of finding your credit report.

If you've only lived at one address in the UK, and you've lived there for less than six years, then it's much less likely we'll be able to find your TransUnion Credit Report. It may be - unfortunately - that you won't be able to use Credit Club at this time.