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What should I be checking on my TransUnion Credit Report?
What should I be checking on my TransUnion Credit Report?
Updated over 3 months ago

Everything! But, seriously, you should check:

  • Your name’s correct, including any maiden names or other names you’re known by

  • Your address details are correct, and that if you’re on the electoral roll, your credit report also shows this

  • That your payment record’s correct (though there can be delays in reporting, so your current balance is unlikely to be your actual current balance; it’ll be what it was the last time that lender reported to TransUnion)

  • That any financial links on your credit report are current; you can remove old links if an account’s paid off and closed

  • That any public information (CCJs, decrees, IVAs and bankruptcies) are correctly recorded

If you do find anything that you think is wrong on your report, you can use the ‘Raise a dispute’ button when you view your TransUnion Credit Report in Credit Club, and TransUnion will be able to help you dispute the information.

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